[Secret Agent Man]

They don’t want to get hit with bounced check fees for relatively small dollar amount sales and then have to waste additional time dealing with the issue. I totally understand it.

[Alberta's Child]

I understand why a business would do this, but I'm kind of surprised that major retail chains would have this kind of policy. With all of the problems I've seen with credit card fraud and identity theft, I've actually taken a major step backwards and use my credit cards less than I did a few years ago. In particular, I've pretty much stopped making online credit card purchases entirely.