I’m right there with many of these people. Sole proprietor and have had the same insurance plan for the last 8 years - $5,000 deductible then 80/20, no networks involved. Monthly premium started out at $275.00, currently at $328.00 until 12/31/2013. Have never used this insurance and purchased only to have something if I needed to go in the hospital. See all my doctors as private pay, cash only. No records, chart notes or billing for the government to stick their nose in. Have been eligible for Medicare for several years but chose to opt out.
Received notice last month that plan was being cancelled and replaced with a lower deductible and “full” coverage for only $857.00 per month.
Looks like I may have to go on Medicare after all. Gave my Rep and Senator an earful and got nowhere.
I have a high-decutible plan also. But I got a letter from my insurance company that my plan is “grandfathered” (since I’ve had it since before 2010) so I won’t be forced into Obamacare.
(Yet.)