Do you think they made the exchange rate cheaper so people would go to it as an incentive. I would look into what the rate would be for yourself but I would be leery too because why are they jacking up your PPO plan and not the other since it is the same company. Trust and verify and good luck!
That is why I am so confused. I just don’t trust this exchange and don’t know enough except for what I read, and it’s frightening.