$29,000 (premium + deductible)per year out of pocket is a lot of money.
The bronze plan is cheaper, but not that much cheaper. I may be wrong it may be no deductible for the gold and platinum and the $6000 is the max out of pocket expenses.
My husband has all the numbers. I know the $2000 per month.
What was really strange is the gold Healthnet PPO on coveredca said it was $2000 a month, and then my husband went to ehealth.com and it said that the gold Healthnet PPO was like $600 per month. We are not sure what is going on with that.
I can’t imagine someone healthy spending that kind of money. We are in a different boat because my husband’s prostate cancer was stage 3. If it does come back, then it will be very expensive to treat. Hopefully, it will all be a waste of our money to purchase the healthcare.
I would prefer to get a cheaper high deductible plan that only kicks in for a catostrophic illness. We really don’t need insurance for our day to day healthcare. We just don’t want to lose our retirement nest egg.
We are