It started getting out of control when the old catastrophic health insurance policies were replaced with HMOs.
This is from Economics 101...you can't in an economically feasible way insure against "sure things" happening.
What many people don’t realize is that - if we had that type of system, where insurance was for catastrophic circumstances, and they paid *normal* care out-of-pocket - they’d end up paying much, much less over time.
We should also be able to get BIDS on healthcare. It absolutely amazes me that hospitals and doctors won’t quote you what they think an operation is going to cost. I understand that complications could increase the price, but in many cases, a hospital won’t tell you a thing about the cost ahead of time for the procedure if there are no complications. That’s BS.