Depends on what part of the country you live in. I have lived in regions where the Hispanic underclass lived in spotless little shack-like dwellings in communities with doorsteps scrupulously swept and tidy little plots of marigolds growing in tiny little flower boxes on each side and areas where the Black underclass worked hard to welcome everyone to their cheerful but humble little churches and pot lucks and visited shut-ins and saw to it the elderly had drivers to take them to medical appointments.
With Obama’s divisiveness I have seen more commentary on FR implying that Black people are THE takers when I have personally witnessed scamming, lying, stealing anywhere communities are comprised of broken homes and indifference to the education and prospects of the children regardless of race. Obama - the great divider.
Basic common sense is that for those who went over their ‘budget’, that amount should be deducted from future benefits.
Like common sense, LOL.
The RATE of welfarism varies primarily by fatherlessness, which is highly correlated with race so far.
Blacks have more (2x - 3x) more bastard babies.