Why Letting Everyone Keep Their Health-Care Plan Is a Terrible Idea (0bama Knows Best Alert)

New York Magazine ^ | 11/1/2013 | Jonathan Chait

[Mike Darancette]

...on the alleged victims of Obamacare, who have lost their cheap individual insurance....

This a can of crap the "cheap individual insurance" was not the only insurance lost. All individual plans not grandfathered in were lost no matter how "good" they were. But regardless if they lost their plan against their wills then they are indeed victims.

Jury is out on whether this POS's employer cancels his plan.

[freeandfreezing]

Even highly educated consumers within this market were frequently snookered by insurance plans that turned out to leave them exposed to surprise costs — they incur a sudden high medical cost and discover their plan does not actually cover them. The fine print is a game of wits between insurer and customer that the insurer always wins. A large share of the people telling us now they’re happy with their individual insurance simply haven’t been exposed to a negative surprise.

Actually, the "negative surprise" is what people are getting with the new, supposedly improved, insurance. Who would think that their insurance would be "improved" by having it not cover any treatment in the research oriented tertiary care hospitals where you end up if you are really sick?

Every insurance policy I have seen before the advent of Obamacare included coverage for out of network providers. But now, in New Hampshire, and in California for Anthem, the exchange policies don't cover out of network hospitals or doctors.

So people that are unlucky enough to get really sick in 2014 you will "discover their plan does not actually cover them" if they need really complex medical care.

If you live in Los Angeles County, and buy the Anthem policy, you can go to Cedars Sinai, or take your sick child to Children's Hospital of Los Angeles. But if you live in San Bernadino, or Riverside you don't have any insurance for those hospitals. You're out of luck. In fact you'll discover that your plan doesn't cover you or your child and you are uninsured.

Don't be "snookered" by Obamacare policies that don't offer out of network benefits.

[SunkenCiv]

Thanks mojito.

The health-care debate has suddenly come to focus almost obsessively on the alleged victims of Obamacare, who have lost their cheap individual insurance... The idea underlying this notion, while facially appealing, is in fact misguided and morally perverse.

IOW, Partisan Media Shill Chait sticks his tongue even further up Soetero's ass.

[GOPJ]

I wonder if Jonathan Chait has ever heard the term “bait and switch”?