Sorry to hear about your family’s trouble. What are you doing (to prepare) that they wished they’d done? If you don’t mind sharing. Thanks.
Thanks for asking.
See below for information they didn’t have.
Personally, I have virtually NO money in the system, just what I need to meet month-to-month obligations, and substantial debt on purpose.
No way am I wealthy, but at the same time I rather die ‘poor’ than have the blood suckers take the little I have.
Some reading:
http://www.frugalsquirrels.com/
http://ferfal.blogspot.com/
EP