[grania]

I'm not rich. I set up my budget so I have "x" dollars every month for all but the necessities. If at the end of the month there's something left over, I'll donate it....a bit to FR, my alma mater, a religious group that seems sincere and charitable, buying local goods I maybe could do without, a little extra in a hairdresser's tip.

I don't think having that discretionary income is anything but a plus. It certainly isn't making me any poorer.

[rarestia]

We abide by the same principles. I always tip well at restaurants and give to any service person who has to touch me (i.e. massage therapist, lady who does my mani-pedi). Having discretionary income is definitely a plus, but I’m not wont for much in this world; so giving to those who might need a hand up is a no-brainer.