I’d say they ARE the cause of their own problem. I do have a problem seeing them as the victims. After all WE cant’: (1 ) audit them, (2) file liens against them, (3) freeze their bank accounts, (4) monitor THEIR bank accounts or transactions, (5) force them into bankruptcy, (6) haul them into court for failing to pay us, or (7) make their life a living hell.
Yes. They are are not victims, they are criminals and are being investigated as such by the House Judiciary Committee because they committed criminal acts.