[MarkL]

You mention an interesting problem. That's another item people should work their way into an oversupply of -- life-sustaining meds. There is a way: always order them the instant they are available on your plan, and maybe over 3-5 years of time, you'll be a couple of years ahead!

In most cases, that would be prudent, and in fact, I'm about a month ahead on many of my prescriptions. The problem is that some MUST be kept refrigerated, and the insurance companies will NOT let you "get ahead" on it (very expensive retail prices). And many of my other supplies are temperature sensitive and have shelf lives of less than 2 years. But except for that very expensive Rx, I've got enough for a month or so.

Mark

[Migraine]

Yeah, Mark — I feel for you/ but you’ve gotta do whatever you can to get whatever edge, small or great, that you can get.

[Chickensoup]

get a script and pay out of pocket.