Health insurance shouldn’t be paid by employers at all. There’s no logical connection. No more than car insurance, house insurance, flood insurance, fire insurance, etc.
What makes sense with health insurance is an individual’s market. People buy insurance from any company they can strike a deal with. Individual purchase is the most reasonable route for bringing the price of health insurance crashing down.
I totally agree. It began as an incentive, it was something that could be offered in addition to direct pay. It needs to go away and let everyone get their own.