Maybe they should, but that should be their choice, and if they end up in debt or needing charity, that's their and MY (as a charitable Christian) challengs. Government, you, me, gramdma, dad, doctor, teacher, nanny -- NONE of the above have any business dictating to a young person how they should or shouldn't spend their money.
For me, even with my blood pressure medication AND doctors appointments and lab tests (I pay CASH for all and get a substantial discount because of it), I spend about as much IN A YEAR total, as I would for one lousy month of health insurance. Without government, that's a rip-off -- WITH government, it is beyond a rip-off, it is lunacy.
I agree--I think prudence is one thing, the Obamacare/RomneyCare mandate quite another.