I went through this last year and it ended up being a blessing. My premium with Blue Cross was aprx. $750 per mo and was going up to $1,400. I joined Medi-Share, a Christian Healthcare Co-Op with a $10,000 deductible. The premium is $351 per mo. I then signed up with a Concierge Doctor (he takes no insurance, but provides his services for a flat fee) for $300 per mo.
I'm paying $651 per mo and I'm not in the govt system, nor am I paying for services I don't want.
Look up Healthcare Co-Ops and Concierge Doctors.