[mmichaels1970]

It’s definitely painful trying to come up with about $12,500 this year to pay for mine.

[A CA Guy]

Obamacare is a marriage killer as well.
If someone makes some money in the family and the rest do not the discount for the other folks not making money is zero.
In my case my wife's insurance went from $69 to $339 a month. My son who is 6 went from $105 to $225.
I am now uninsured because they want over $400 for the worst insurance with super high deductibles.

Before Obamacare our whole family would have paid $400+ a month for insurance, now it costs nearly a $1000 a month for the worst high deductible insurance.

The kicker is that I think though my wife and son remained insured, due to Obamacare penalties I think the WHOLE FAMILY income will still get fined despite my wife's and son's compliance.
So not ONLY do we have 300% increased cost of insurance, but for being married we will possibly get the 1% fine this year and 2% the next. This is where if there was no marriage some of us could get free health care and one would have paid insurance for $400 a month.
Not being married and getting divorced under Obamacare would save my family $8000 which is one hell of a marriage penalty.

[A CA Guy]

I think you have the right to avoid the penalties of Obamacare if you can prove the hardship of your insurance costing more than 8% of your income. I don’t know if that is gross or net, but it should be net.