Not many families can stand a $12000 deductible. They just won’t go to the doctor. Obama has caused a lot of suffering among the Middle Class with this disastrous change to medical care in this country.
This deductible crunch is across the board. Even the Medicare Advantage plans now have something like a $6000 deductible - or more. The plans may cost less than they did for some people, so the low information folks liked it: but it was a lot easier for Granny to come up with usually under $100 a month for her coverage (in addition to what is deducted from her SS check for Medicare, btw) than to suddenly have to come up with $6000. And to have to do so every year...
The effect of this on people who pay their own way has been disastrous and will cause a lot of suffering.