I have no doubt that P&G will go back up. It always does. It just bothers me more since I retired. I don’t draw from that account but I would still rather it go up than down. :-) I currently draw from my 401K and it’s stable (no risk). I let the P&G stock take the risk because it is a good dividend stock and I shouldn’t need to use it for a while.
I’m getting 5% from Duke Power, AEP and AT&T. That’s a world better than a CD right now.
And if any of them go out of business, $30k is the least of my worries.