[AustinBill]

The only way to fix the medical industry in the U.S. is to change the law relating to what is misnamed "health insurance" to force price transparency into the market. And to do that all we need is a simple law that states: All payments for any form of medical insurance may only be made in cash directly to the named insured. The right of first sale must also be enforced to enable arbitrage for pharmaceuticals and other medical goods.

These simple changes would immediately force price transparency as well as dramatic price reductions in the only area of the market for which people buy things with no clue as to what they cost. The result would be that people would be able to pay cash for 90% of their routine medical expenses with no more worry than they have for any other type of household maintenance expense. And they could then buy actual insurance to cover unlikely but otherwise catastrophic medical events at reasonable cost the same way they buy fire insurance for their homes.

[SierraWasp]

The way I see it is...

First there is "Health Maintenance." Majoring in the minor health issues, urgent care, diet and exercise and good eating habits, etc...

Second there is "Health Insurance." Majoring in major shock losses due to injury and disease conquering and emergency procedures that stop threats to life and limb...

Third and finally, there is catastrophic and hopelessly expensive losses that would simply bankrupt most American people without a doubt.

Now hear this!!! Obamnable government mandated monstrosities like EVERY single Demonicrat GovernMental supposed benefit from this exercise in futility called "The Affordable Care Act," back through the whole litany of "programs/wars" like the war on poverty and too many other nonsensical schemes and memes to enumerate in this comment have ALL been EXERCISES IN FUTILITY!!!