Anyway aren't "average airline pilots" notoriously known to be bad investors? You've heard the jokes. And their picks of women (a.k.a. future ex's?) ;)
I think our opinions on this accident are probably close to the same, so really our disagreements are tangential. The crew was (likely) somehow incapacitated and therefore the airplane crashed. The rest is up for more debate and speculation, we need more facts.
One does not need to be a pilot to pick a bad future ex.
Trust me.