predatory lending,???
Usury:
Charging Interest on something that is not yours, which has been replaced with charging excessive interest.
Since 8-15-1971 ALL LENDING is PREDATORY!!!
Usury is a biblical evil and used to be banned in the US and most countries. Yes people are idiots but thats the point, and it is their fault but I also feel for them. You pass laws like Usury to protect people from themselves otherwise the wolves will have you. Until then you can find great deals on cars here in the Valley.