[lucky american]

Don’t be so hasty there. My 401 is directly affected by the stock market. I didn’t Google how many Americans have them but I bet it’s quite a few.

[Kozak]

Don’t be so hasty there. My 401 is directly affected by the stock market. I didn’t Google how many Americans have them but I bet it’s quite a few.

And anyone with a pension like teachers, cops, private pensions are all invested in the market too. That’s a lot of people.

[Alberta's Child]

Your 401(k) or IRA is only affected if you are retiring in the near future, and if that is the case then you shouldn't be heavily invested in stocks anyway.

When you think about it, the stock market should only matter at two points in time: the moment you buy and the moment you sell. Worrying about the performance of the stock market when you are 5+ years from retirement is a perfect example of a waste of time and energy.