[who knows what evil?]

I contend that you can use more money in your active 60’s than your sedentary 80’s.

Amen! Odds are it will be easier to enjoy life at 62 than 82. The only thing you will see at 82 is the buzzard-like anticipation in the eyes of your closest relatives...spend it before they get it.

[Deo volente]

Good points, but who knows how much more money a person could make by remaining employed in a good job until the age of 70 or even later, rather than being forced to retire at 62 because the labor market has dried up.
That person could also take SS benefits at regular retirement age, continue to work, and pay no penalty for doing so.

Instead, with this ‘wonderful’ economy, they can’t find a good job and have to settle for their measly benefits check at a relatively young age. Try to live on that alone, it’s almost impossible.