True that there are more mandates, but the reality is that most employer plans far exceeded the mandates already. It's hard to imagine an employer provided plan that didn't cover maternity care, for instance.
Medical cost inflation has been running at historical lows. I certainly don't give the ACA the credit but the fact is increased health insurance costs for employees are due to employer decisions, not any laws or underlying cost increases.
Medical cost inflation has been running at historical lows. I certainly don't give the ACA the credit but the fact is increased health insurance costs for employees are due to employer decisions, not any laws or underlying cost increases.
Medical cost inflation has been running at historical lows because with rising deductibles people can't afford to pay for their medical care even when they ARE covered. That's exactly what the article is saying. What's the point of paying $X per month for insurance coverage (regardless of whether the employer or employee pays for it) if you have to run up several thousand dollars in medical bills each year before your insurance company covers anything? Watch this thread for a few hours, and you'll probably read several posts from people who stopped taking medication simply because their insurance plans wouldn't pay for the prescriptions anymore even if the medication was actually covered under their plans.