But the premiums charged are way high for the $6500 deductibles they offer.
My neighbor just reported in. 110% increase in premiums for a deductible they never reach.
I ran my numbers a couple years ago when someone cracked the website. My current insurance is $400-ish, and it’s not any elaborate plan. Our deductible is fairly low, and we hit it every year. Under the CACA, my premiums would exceed $1700/ month, with the deductible at $4400. I don’t think we get that high, so we would be paying $1700/month, half my income, for insurance we cannot use except for a catastrophic event. That was for the crappiest plan I could find on the list.
I would qualify for completely subsidized premium, however. Yes, Obama says YOU GUYS should pay for my health care. So as long as I continue to keep my current insurance, I’m cool. I’m not cool at all with everyone else paying for MY health insurance. I do not want to go there.
As long as the employer insurance is allowed to remain in place. After that, I don’t know. Christian catastrophic sounds like the only choice. Or find a black market doctor that only does cash.