[Toddsterpatriot]

ZIRP is killing retirees who are on a fixed income.

If your retirement depends on savings account interest or short term CDs, you're doing it wrong.

[citizen]

Caterpillar: 35 months of consecutive retail sales declines

[randita]

We’re earning a decent return in our retirement accounts and we aren’t going to draw on them for 4 or 5 more years, but for those who really need everything to be in cash, ZIRP doesn’t help.