Purchasing across state lines will have zero effect on the price. Companies price the insurance based on where the service is delivered not where it is purchased. So if you live in a high cost state and go to a low cost state to purchase the coverage the zip code you live in drives the cost.
It sounds great will do nothing to lower anyone’s insurance cost.
Bubba: “Purchasing across state lines will have zero effect on the price”
I think you are confused. The problem today is that regulation precludes many insurers from covering people across state lines. It speaks to COMPETITION and not location. In other words, this will allow more insurance companies to offer plans in your state/region. Even if health care costs are higher in your region, you will almost always see better pricing when more competitors are available.
The other aspect of Obamacare that must be changed is to eradicate mandates on insurers so that this “one size fits all” coverage is no longer imposed. When we can tailor fit a plan to our particular needs, we can pick and choose where we want to spend our money. For example, why should a 60 year old man have to pay for pregnancy coverage or birth control costs??