Naive about what? If they propose a bill that includes taxpayer funds, oppose it. If they propose a bill that permits writedowns so investors and PR pensioners share the losses, with no taxpayer bailout, that's fine. Naivete has nothing to do with it.
This specific proposal -- according to this article YOU POSTED -- does not include taxpayer funds, so why oppose it?
Just because you may not understand how this stuff works doesn't mean the rest of us don't.