I’d take the chance that if I did get a major illness, I could put off most of the expense until next year, and then buy a gold plan!
They’re the ones who designed Obamacare that way, and then forced us all under it. I just wanted to be left alone.
Ditto. You don’t buy a gold plan unless you know your going to use it. Last time I checked gold plans for my age were $800 - $1000 a month. A 45% increase would put it in the $1160 - $1450 range. That is $14K to $18K a year. That is a lot of retirement earning power going to waste.