Am I correct that this individual has XX chromosomes and female genitalia?
yes
“.....
Kyler was born a female on July 7, 2000. At 10, he started dressing more masculine and making friends almost entirely with boys, according to court documents. “When he was twelve, due to increasing gender dysphoria, Kyler began engaging in self-harming behaviors,” according to the documents....”
excerpt
With gender comes risk factors.
Doctor: "Since you're a woman, you're at a higher risk for UTI's and Cervical Cancer"
Patient: "But doctor, I say that I'm a man! You're oppressing me!!"
Doctor: "........."