Like Medicare?
Any and all optional gubmint freebies. Medicare is mandatory for certain age groups, just like obolascare for certain occupation workers, so they don’t count. SS is a mixed bag, but it is a gubmint entitlement, which can be better off without it.
Isn’t that just a health insurance plan people paid premiums into for 40 years ? Like any other insurance, what you get back out is paid for by somebody else, not directly from you own premiums.
Of course, it is badly run by people with no regard to setting rates based on actuarial data, but that is hardly the customer’s fault.