[ROCKLOBSTER]

small businesses should be allowed to group together to form their own pools, thereby spreading risk, enabling them to offer group insurance. If that were the case, almost everybody would have access to insurance.

That's referred to as "Association Health Plans" and has been proposed as legislation. Any association of anything would be able to form a group.

Currently there are Christian health groups which you could seek out and join...it's not exactly insurance, but would cover your claims.

Normally people with group insurance are not scrutinized too closely for pre-existing conditions.

That's because carriers assume if you're healthy enough to work, you're healthy enough to insure.

And that's why I asked you those questions.

[MrChips]

Well, whatever we call the small business groups, it is legislation that is needed. As for the Christian health insurance options, I’m afraid I do not quite trust them . . . They are perhaps better for ordinary medical expenses, but relying on them for a major catastrophe seems a little dicey. And I am in good health, so catastrophic insurance is all I really care about.