No kidding high rates, I hit the roof every time I notice how much I have to carry as “uninsured motorist” coverage just in case one of these guest drunk drivers decides to take me or someone driving my cars out. IOW, I am forced to pay for their insurance because if I do not have it, I face a financial disaster.
Just another reason we’re gonna escape from New York, state that is, ASAP. Albany and NYC’s mayor can do a lot to screw law-abiding, taxpaying citizens. But they can’t make us stay.