Heck, I didn’t realize how easy it would be to find. Check out this information:
Dodd-Frank required banks to make a good faith effort to verify the borrowers ability to repay the loan. Those requirements look to be on their way out.
Not so much
Median credit score at origination is still above 760. It was down around 720 when the crisis hit.
https://www.newyorkfed.org/medialibrary/interactives/householdcredit/data/pdf/HHDC_2016Q4.pdf