A neighbor of mine died suddenly and left a family behind. The insurance money was used to buy new cars for mom and new motorcycles for the kid...and that’s just what was visible to an outsider...who knows what else it went towards. Within two years, the house was being foreclosed on. Sad really.
I have a friend whose husband died and she got a $200k life insurance policy. She used $40k to pay down on another house so she could move but other than that had nothing to show for it. And the house was being foreclosed on within 8 years. She paid $180k for the house.
People amaze me.