The whole thing should be shut down. It was nothing more than a powe grab that Obama used to enforce his communist will. It had power to dig into private financial records and any and all private and public transactions (including cell phone and email) AT WILL and Obama used it to strong arm his policies.
Youll note that EVERY article written has to make the blurb that it was done for our protection - like the TSA of course.
They just call it consumer protection when it is really designed to screw consumers.