not supposed to have faith in that, but in God. He has answers for any worry or problem. Should it end up you owe more, He has answer for how you will have at least enough if not more than enough.
I’m going thru similar and have learned (after kicking and screaming against it) to just be open to adjusting to God’s way, not my own :) You get joy that way other wise you get to be miserable about not getting your own way.
You speak wisdom.