Looks like I am pass the VA thresholds.
Pensions can do that. Be aware the VA’s definition of income is not the IRS’s.
For example, sale of a primary residence that generates capital gains . . . regardless of the exclusion . . . this is not income in the VA’s definition.
But extraction from a Roth IRA is income in their definition.
And as I said, if you were ever rated for an active duty injury (and given all those years you were in, you likely had at least some injury that remained after retirement) then that injury can get rated 10 or 20 or whatever % by the VA. Even a 10% injury/disability means you are immune to the income thresholds. It moves you to Priority Group III which has no income measurement.