[Sueann]

Suicide doesn't disqualify from insurance - it only disqualifies a ruling of "accidental death" (such as murder), which gives the beneficiary double the policy amount.

[Jhoffa_]

Suicide doesn't disqualify from insurance..

Suicide clauses are standard practice..

I never heard of anyone who paid a small premium and who's beneficiaries were guaranteed a fortune without the stipulation that they couldn't kill themselves being part of the contract.

[sinkspur]

If death occurs within two years from the effective date of insurance, an investigation will be conducted. Death benefits may not be paid if a medical condition was falsely represented or if the insured committed suicide while sane or insane.

Source: AFBA Insurance.

Accelerated Death Benefits are not payable if there is an absolute assignment; an irrevocable beneficiary who does not give written consent; a court decree involving the life insurance in connection with a divorce agreement; or the illness is due to intentionally self-inflicted injury or attempted suicide.

Soure: NACDA Insurance.

How many do I need to post?