Homeowners won't respond - this is auto related. I'm sure the attorney is just trying to shake loose the policy limits for Bodily Injury for her auto policy. Most likely she carries the minimum liability limits ($20,000 per person) if she has insurance at all. If she has insurance, the company will probably pay $20,000 to get rid of this. Unless they try to maintain that it was somehow an intentional act (not covered) by not calling for help and letting him die. Then they risk legal bills plus the possibility of paying the $20,000 in the end anyway.
I'm rambling... somebody stop me.
The "accident" didn't happen at her home - and occurred in the commission of a crime.But the death occurred in her home -- or at least, on her property.
I know very little about either homeowner's liability or car insurance, having had few occasions to make a claim on either. But I would think that if a death occurred on one's property, for which one might in some way be liable, then one's homeowner's policy would likely cover it. Where I live, a $500,000 liability policy is pretty typical, I believe.