[Cincinatus' Wife]

Anybody advocating credits should put up their own assets for collateral first.

And not stick the consumer with higher costs to make up their losses.

[Bonaparte]

"And not stick the consumer with higher costs to make up their losses."

Yes. Or stick the taxpayer with the costs of a government bail-out. How nice it must have been for all those bankers who made wild, unsecured loans to unqualified South American borrower countries -- knowing that their reckless gamble was risk-free.