I'll agree with that. Add to that, a big enough pot of gold at the end of the rainbow, somebody's gonna find a way to get it.
The hype and the promises have been pretty pervasive over the past decade...a lot of people read the literature put out by these investment outfits, and believed it. Maybe it's time for the schools to be teaching a heavy-duty economics course to all high school seniors.
Last year, I went to one of these brokerage outfits to open an account for a little recreational trading. And some twenty-something twerp was lecturing me to take my money out of CDs and trust them. He was kind of dumb, but really intimidating and insulting. I bet he did a number on a lot of people who trusted their mutual funds and investing because of all the hype.
They may have to teach class on propaganda and PR in high school, both political and business propaganda(advertising, brand building, etc). They have to know how they are manipulated.