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Back in the eighties, I knew a guy who was a stationary power engineer in city maintainence. His Dr. got him a temp disability with the city due to stress on the job. It turned out that the stress was the result of not getting along with fellow employees, who didn't like him. It took him a year but in the end, the city granted him a 100% disablity due to his stress, payable till he would have retired, and then he would have gotten full retirement. All this non taxed. This guy was a first class scam artist but what really burned me, was SF let him get away with this.