Exactly.
1. He was trying to funnel 10 million bucks into a credit card account.
2. They knew they weren't going to be able to go to the local "Applebees" and use that card for dinner without getting traced.
3. They knew they weren't going to pull it out of an ATM at $300 a whack.
4. They were going to WIRE IT to Whom? For what cause? 5. And the total plan: random murder, money transfer, extortion is pretty sophisticated for someone who was sleeping in a junky car at a reststop.
I think "eat up with the dumbass" is a better descriptino than "sophisticated". These guys ain't smart enough to qualify as "morons". Not a single chance in hell of them ever being able to draw a single dollar out without giving away their location. When they do this,they die. I'm stunned that anybody that stupid is even able to dress themselves.