Churchill,
You are so right, I should have listened as well, but that is a long story.
The good news is he has an uncanny feel via his "Model" for predicting the markets direction.
I think his Mutual Fund Picks are kinda dull, I have found better Funds, but that is a story foer another day as well. His Active/Passive Portfolio may be the smartest model bar none.
I do enjoy listening to him.
He mentions I-bonds and mutual funds when the caller is totally unwilling to endure any risk.