Well I almost turned into an atheist about 10 years ago, because of some family problems. Unfortunately my mother had views about Roman Catholic religion that was right up there with the Taliban. I'm slowly finding my way back, on my own time. This was an added spiritual burden, because I believe God is merciful, not punitive, in general.
I'm not familiar with the "loosing and binding". It does sound like a good idea though :) I have the Douay Rheams(sp)bible, so maybe that's why...