As you said, the very people that should "get off your ass and start your own business" can't prcisely because of the reasons you cite. Plus, most people aren't suited to run their own business. It takes a talent like that of music or fine art, or engineering and programing.
This has been true in all of history. A few build a business and the rest work for them. That's how American businesses became great. Even those with the talent get nowhere without hard capital. The "amazing success stories" make the news for the very reason they are so rare, per percentage of the population.
Below is a Monster Job Search for I/T jobs that produced over 5000 jobs, actually closer to 10,000. The economy will improve, but let's look at the facts, 20,000,000 jobs over the last growth period of the 90s, lost 3 million during this recession, a net gain of 17,000,000. This new explosive growth will produce several million new jobs.
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