That's a works-based salvation which Scripture denies as the basis for our salvation.
"According as he hath chosen us in him before the foundation of the world, that we should be holy and without blame before him in love" -- Ephesians 1:4
Chosen not because we are holy and without blame; but chosen in order that we be made holy and without blame by His grace through faith in Jesus Christ.
It's the Biblical distinction upon which the Reformation was waged. God's strength and purpose, not man's; Christ's justification and not our own.
Us all, or us only?
Once again you use Pauline verses over Christ’s. Christ is inclusivist, with only those refusing Him going to Hell. Paul is exclusivist, with only those picked out of the jar going to Heaven.
We are indeed far apart, the Christians and the Paulines.