Has God given that loophole?? What did God say through the Apostle Paul in Romans? He said "for whatever is not from faith is sin" (14:23)
No there is no loophole according to God.
From mans viewpoint, it would seem that he did not sin because he restrained himself, but not before God. All his works would be burned up, there is nothing left due to his choice even in not acting.
Thus God leaves man no loopholes, mankind's position before God is utterly desperate and bankrupt. There is no position for unregenerate man to say that he never chose to sin, or that in choosing not to sin, he should get a reward.
The "Choice" argument is from man's viewpoint, a chimera which promises good things and good results, but does not deliver.
From God's viewpoint, everything is sovereignly ordained or permitted, He moves in peoples lives as He wishes, those which He elected before the foundation of the world. God the Father draws them irresistibly and yet totally lovingly unto the Son, takes out the heart of stone and gives them a heart of love for Him, and regenerates the mind to hold faith. It is that faith, which God has already planted, that man confesses. And it is God who has ordained all the good works, before the foundation of the world, that he should do.
Thus it is not the choice we should be looking for, but God's prompting and leading us through His Spirit to do those good works outlined in the Scriptures. Lest we find ourselves, like Jonah, fleeing Ninevah.
Election, as taught in Scripture, is not the election of individuals but rather the election of a group of people. Under the new covenant, this group includes all who obey the Gospel of Christ and are added to the church by God.