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"Mormons are at the same time exclusivists (only Mormons can go to the Celestial Kingdom and become gods of their own planet) and universalists (everyone goes to at least one of the lower levels of Heaven - they have 3). In order to get to the REAL heaven (the Celestial Kingdom) you have to earn your way there. They turn Christ into a loan shark, a perfect spiritual brother (no different than us) who competed with Lucifer to be Savior, and ‘paid’ for our sins in the the Garden (not on the cross) by sweating blood, but we have to pay Him back by our good works. Nothing is free in Mormonism."

That is one of the best descriptions of mormonism I have seen...thanks for posting.