Jeffrey Holland claims forgiveness of personal sins applies to ONLY to members of the Mormon church:
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Good thing for me I believe the Bible version where the LORD Jesus Christ said,
“For God so loved Nana and all the rest of the world that He gave His ONLY BEGOTTEN Son that if Nana and whosoever else believes in Him, she and whosoever else will have eternal life” John 3:16
PREACH Nana, Preach!!! :)